Personal Finance Solutions

Inspiring your life-styles with the exciting finances package to brighten your future.

Commercial Property Loans

Capitalize on your commercial property to gain better funding supports to grow enterprise stronger.

For New & Refinancing Of Commercial Properties

$120.00 Starbucks Voucher*

Just for you, if you're taking up the commercial property loan through us.

1.48% pa

Exclusive Offer!

If you apply the residential property loan successfully through us, we will reward you exclusively with $120 Starbucks vouchers*.

  • One of lowest interest rate of 1.48% pa onwards.

  • Free to choose fixed interest or variable interest package.

  • Pay what you can afford up to 35 years repayment period.

  • Legal fee subsidy.

*Terms & conditions applied.

Choose the best personal loan.

  • One of the lowest interest rates, 4.58% pa;

  • Up to $250,000.00

  • Over 5 years repayment period.

Want for a better life-style, call us

97500281

Eligibility

If you are Singaporean or PR, and are meeting of the following requirements:

  • Anual incomes of $30,000.00 & above;

  • Decently good credit rating of the owner & the co-owner.

For those who do not meet the minimum credit requirements, we will help to mitigate & find the suitable solutions to cure your financial pain.

Require Documents

Absolutely easy application, as we will get ready everything for you! The loan amount will bank into your personal bank account directly.

Simply let's us have your copies of:

  • NRIC of owner & co-owner;

  • Current 2 years NOAs & 12 months CPF contribution history statement;

  • Latest 3 months computerized payslips,

  • Latest CBS report (if any).

Others:

  • OTP (for new purchases)

  • Latest year repayment statement (for refinancing)

  • Stamped Tenancy Agreement (for investment property)

Pick the best property loan at the easy ways & benefiting it from your precious assets.

We only recommended what is best for you.

You will be receiving a treat from us. A $120 Starbucks coffee voucher to pamper you.

We are making the procedures as simple as possible.

It's absolutely free services. You have more reasons to cheer up!

Instantly update of your loan application, fund disbursement & legal completion status.

Timely reporting to you, so that you can manage the property details well.

28/6/2017

Start

2

3/6/2017

Email us the documents.

26/6/2017

4

Activate credit assessment. Check & update credit queries.

6

For purchase of new property - collect keys & legal documents.

For refinance - collect new legal documents & additional fund (gear-up).

Call us or email us to sign up property loan service form.

Let us have the property details, you will get the current property valuation.

1

3

You will receive the term sheet. Acknowledge of your acceptance for us to get the formal approval.

5

Make the acceptance of loan offer.

Legal counsel will start & file mortgage title deed.

End

6/6/2017

26/9/2017

1/6/2017

*This diagram is for illustrative purpose, as it may vary from case to case.

About Us

Our Office Address

2 Suffolk Road #19-02 Lucida

Singapore 307780.

Mobile: (65) 97500 281

Tel: (65) 6611 2918

Working hours: 9.00am to 6.00pm

(Monday to Friday)

2019 SME Financial Services Pte Ltd (Registration No: 200515103D),

a Singapore registered company.  All Rights Reserved.