We Do More For You!

We know what are important components make better for your businesses. 

When it comes to financings, we trust it's important to create essential values to keep nimble and sustainable in meeting future financial needs.

Niche Financing Solutions For Businesses.

1Working Capital Loans Our innovation solutions will meet for your present and future business financing needs.

Business Term Loans
Corporate working capital loans
Overdraft
Commercial working capital loans
Short Term Revolving Credit
Describe your image.
Factoring | Receivables Finance
Describe your image.
Assets-Back Refinancing
Describe your image.
Show More

For companies - Start-Ups, growing & established are available to different types of programs & non-programs unsecured working capital for various stages of business cycle. 

  1. Start-Ups - Up to $100k;

  2. SME Companies - Up to $300k;

  3. Large Corporations - Up to $5.0m.

Tailor-making to business needs.

Providing line of credit limit for meeting of business contingency needs. This particularly suitable for companies with seasonal fluctuations in usage of funds.

The unsecured overdraft is available up to $300k for SME Companies.

A stand-by funds ready for businesses.

A short-term revolving line of credit for businesses on-demand of meeting contingency funding requirements.

​Compared to overdraft facility, the cost of funding is relatively cheaper. But, it usually require to pledge for collateral.

A on-demand funding facility, which is quite useful for businesses.

Selling the invoices at the discounts in the exchange of advance cash.

This platform is suitable for newly set-up & high growing companies who requiring stable cash-flow resource of meeting long-term business growth.

Well fit for high profitable companies, as the costs of fund is not cheap, when comparing to other platforms.

A debenture loan platform, and the borrower is required to pledge of fully-paid equipment or fixed assets in exchange of working capital facility.

It is a quite a good financing platform, suitable for companies with high intensive capital assets. But the lender will file a debenture charge, and the borrower is required to pay for legal costs.

 
Describe your image.
Describe your image.
Show More

A form of refinancing for fully-paid equipment or fixed assets in exchange of working capital facility.

It is a good financing platform, quite suitable for companies with high intensive capital assets. 

 

In comparison of debentures, the cost of funding is relatively cheaper and ease in documentations.

Trade or the invoices financing is designed for purchases of tangible goods over the period of trading cycle.

Companies can choose different types of trade lines to make for local & overseas purchases.

If the trade is under commercial terms, companies normally need to pledge fixed deposits or property to banks.

A form of advance financing of future credit and/or debit card sales, where business merchants like retailers, restaurants, on-line shops will receive upfront cash to meet for any purpose. 

Merchants are requiring to accept payments via credit and/or debit cards aligned to their business flows. So that, the financier will take certain fixed percentage of sales transactions.

The business credit card provides additional working capital to help businesses to grow better, other than generously rewarding with attractive cash rebates for all business-related expenditures, it will also be enjoying up to 51 days of free interest credit.

It good to split the business spending under the corporate credit card, as it help to enhance the credit ratings.

In extreme circumstance, business may need some urgent funds to tide over certain important expenditures. This particularly useful when it need temporary funds to roll over for the next 3, 6, 9 months period.

The cost of funds it may come not cheap, but more importantly, it will help to solve certain contingency obligations. 

 

2.Assets-Based Financings Modernizing and upgrading your long-term assets fleet with our innovative solutions.

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

Commercial working capital loans
Describe your image.
Show More

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

3. Specialized Financings - Be financially-ready when expanding & growing your overseas business ventures.

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

Commercial working capital loans
Describe your image.
Show More

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

4Government-Backed Financings - Capitalizing on government-back financings to grow business further.

Commercial working capital loans
Describe your image.
Show More

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

Government's risk sharing working capital programs, are opening to all eligible SMEs. 

Generally, there are 2 types of term loan programs 

  1. Micro Loan - $100,000.00

  2. SME Working Capital Loan - $300,000.00

How It Works In 4 Easy Steps. 

Call us (65) 97500281 or send us your enquiry by email to

marketing@smesg.com

Our consultant will meet up with you to find out your funding needs & how your financial goals can be achieved.

Conducting due-diligence processes, after all the supporting documents are receiving in good orders.

Signing the loan documents & the funds are disbursing to company's bank account.

Discover on-line loans applications

Effortless to access for the business loans.

2017 SME Financial Services Pte Ltd (Registration No: 200515103D), a Singapore registered company.  All Rights Reserved.

关于我们

我们的办公地址

2 萨福克路 #19-02 青冈

新加坡邮区 307780.

移动电话: (65) 97500 281

办公室号码: (65) 6611 2918

工作时间: 上午9点到下午6点

(星期一到星期五)

2019 中小企业金融服务私人有限公司 (公司注册号码: 200515103D),

新加坡注册公司.  版权所有.