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Personal Finance Solutions

Inspiring your life-styles with the exciting finances package

to brighten your future.

Personal Loans 


| Personal Loan Services

Striving to be the one-stop solution provider tailored to suit your personal financial needs. We offer a comprehensive range of products and services required from the personal loan, housing, renovation, car to education. Tap on the experience and expertise of our financial consultants and get in touch with us today!

Personal Term Loans

Need some extra cash to invest in your education, business, or generate higher yields in returns. Introducing the lower interest personal term loans that you can invest in yourself that possibly will make differences in life.

Interest Rate From:

3.88% pa

Residential Mortgage Loans

Time to buy your first dream property or intend investing to make capital gains or creating regular rental incomes.

Go for the loans with good features to enhance your capital yields.

Interest Rate From:

1.05% pa

Commercial Mortgage Loans

Invest in an office or commercial property or intend to cash-out for more working capital to support the growth. 


Go for the right financing solutions to fuel future growth.

Interest Rate From:

1.85% pa

Financing your future wisely for a more promising lifestyles.

Improve the quality of life with these personal loans.

  • One of the lowest interest rates from 4.58% pa;

  • Up to $250,000.00

  • Over 5 years repayment period.

3 Simple Application Steps To Get Closer To Your Financial Goals.

  • Step One

    Choose the best way to reach us.

    Business Handshake

    Email us:


    Call us: (65) 6611 2918


    Whatsapp us: (65) 97500 281 to call you back at your preferred time.

    We will contact you in 1 working day.

  • Step Two

    Submit required documents to us.

    • A Copy of NRIC or passport

    • Current 2 years notice of assessments or NOA

    • Current 3 months payslip

    • CPF contribution statements

    • Recent month utilities or telephone bill

    • Current CBS report (if any).

  • Step Three

    Sign up the loan suit your lifestyle.

    Happy Businessman
    • You will receive the term sheet if  the loan criteria are met.

    • You will be informed, once the loan approval is obtained.

    • The funds will be remitted into your personal bank account.

Our Services

About Us

Our Office Address

2 Suffolk Road #19-02 Lucida

Singapore 307780.

Mobile: (65) 97500 281

Tel: (65) 6611 2918

Working hours: 9.00am to 6.00pm

(Monday to Friday)

2020 SME Financial Services Pte Ltd (Registration No: 200515103D),

a Singapore registered company.  All Rights Reserved.