SME Enterprises
Cryptocurrency Loans
Unlock your digital assets for advanced cash.
What's Cryptocurrency Loan?
Future alternative financing - providing easy access of capital to SMEs and individuals.
If you are a crypto investor, you are free to use the crypto assets to discount the value of the assets for cash to use for business and non-business purposes.
A crypto loan is a new financing platform to leverage for liquidity and means you can transfer Bitcoin, Ethereum, or any other accepted cryptocurrencies to take advantage of the low borrowing cost for liquidities. But this will restrict buying or selling and not be able to make capital gains during the financing tenor term.
A crypto loan is also a form of alternative lending that uses the crypto assets as a form of collateral, the cost of interest rate is low and it can be started from as low as 3.0% pa compared to those bank loans of 5.50% pa or the exorbitant 18.0% pa for fintech loans. Another advantage, there is are no personal credit profile checks and financial statement assessment checks, this made it easy compared to traditional financing, as the financing is backed with a crypto asset.
This secured loan is quite similar to property mortgage and auto vehicle loans that are pledged with collateral. But the value of cryptocurrency is more sensitive than the properties or cars. Prices can fluctuate wildly over the course of a day or a week, the dropped in value below the Loan-To-Value or LTV can result in the lender 'margin call' and the borrower is required to top-up in cash or provide additional crypto assets or pay down the loan to maintain the loan-to-value or LTV.
That’s where the loan-to-value ratio — or LTV — is important.
Problem-Solving Funds
Effective financing options to unlock value and cash-flow, suitable for Technopreneurs and individual investors possessed with the cryptocurrency assets.
Benefits Of Cryptocurrency Loans.
Helping companies to fix cash-flow and financial challenges.
Low-Interest Rate
Affordable interest rate from 3.0% - 4.50% pa and a charge of decent origination fee,
Non-Recourse Basis
No personal guarantee is required. Not subject to credit checks and incomes.
Flexible Loan Terms
Accrual 3 months interest cost payment and settling of principal in 18 months later.
Non-Financial Model
No financial document is needed and no credit checks of personal background.
General Terms Sheet Of Crypto Loans.
Types Of Accepted Cryptocurrencies
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Bitcoin (BTC),
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Bitcoin Cash (BCH),
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Litecoin (LTC), and
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Ethereum (ETH).
Personal Guarantee Is Not Required
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Non-recourse facility.
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But must pass lender's KYC checks.
Standard Terms & Conditions
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Interest rate - From 3.0% pa
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LTV - 60% to 70% of value
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Initial fee - 3% to 4%
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Tenor Term - Up to 18 months
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Repayment - Payable interest cost quarterly.
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Settlement of loan- End of the tenor term.
Other Terms & Conditions
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Transfer assets to the lender during the loan tenor term.
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No selling is allowed.
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Margin calls in the event of value below the LTV.
Open To Companies & Individuals
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No personal background check & declared income tax.
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Available for all types of business entities, including foreign-registered companies.
Cross-Borders Financing Options
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Available for borrowers in different legal jurisdictions.
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Flexible cash flows support for non-purpose uses.
Helping companies to fix cash-flow and financial problems.
Plan & Manage Cash Flows In The Volatile Markets.
Managing steady and sound cash flow is the key to driving a healthy and successful business.
Begin a successful financing journey with us to minimize the liquidity risks and easy access to capital.
Improve Your Trading Cycle Seamlessly.
Knowing your company's key performance figures timely is critical for the purposes to make the right strategic and long-term business decisions.
Simply speak to us, we are here to solve your cash-flow concerns.
01
Advisory Services
Providing useful financial guides for better financial controls and fixing financial blind spots to improve the financial conditions in the organization.
02
Connectivity
Speedy & easy access to the capital to gain the important cash resources for supporting the new business growth.
03
Financial Health Checks
Suggest ways to improve the credit rating & the quality of key financial figures overall.